Before buying serious illness insurance, insurance is not the most important factor, then how to choose insurance?
This content has been taken from experience without authorization
The establishment of insurance has a strict audit system, from the composition of shareholders, registered capital and other aspects have a very strict assessment standards, not casually can set up an insurance.
After the selection of various factors such as the amount of insurance and the protection period, the choice of insurance can be determined by whether it has enough money to pay for it, and the solvency adequacy ratio is higher than 100%. The Bank Insurance regulator is usually more stringent than 150%.
See if the insurance has serious disease green pass service, referral, expert appointment, etc., but also see whether the insurance complaint rate is high.