Capitalization of private lending, beware of new risks - Guoguang Finance, today's private lending in many areas, has been different from the previous peer-to-peer private financing to support private enterprises as the original intention, but from "acquaintance lending" evolved into business lending between strangers, small and medium-sized business owners are widely involved, and in recent years, the business situation changes, Small and medium-sized enterprises (smes), as the financing party, have become one of the main flows of private funds.