Insurance coverage for vehicle damage

Vehicle loss is a relatively large concept, many vehicle accidents may lead to vehicle loss, but not all vehicle losses can apply for insurance claims. Therefore, it is of great significance to understand the scope of vehicle damage insurance for the owner who buys the auto insurance. According to the general provisions, the insured or its permitted drivers in the process of using the insured vehicle, the circumstances that meet the scope of vehicle damage insurance include the following: step | method The accident, overturn, fall of the insured vehicle; Vehicle damage caused by fire or explosion; Vehicle loss caused by falling or collapsing external objects; Vehicle damage caused by storms and tornadoes in natural disasters; Lightning strikes, hail disasters, rainstorms, floods, tsunamis; Vehicle loss caused by land subsidence, ice subsidence, cliff collapse, avalanche, debris flow and landslide in natural disasters; Damage to a vehicle caused by a natural disaster on a ferry carrying insurance vehicles (only for those with a driver on board to care for the vehicle).