How should American students see a doctor

Going to the distant United States to study alone, many students will feel uncomfortable. Students can get used to some things, but what should they do if they encounter unexpected situations? For example, what if you get sick while studying in the US? If you have an accident, such as falls, bruises, cuts, gunshot wounds, car accidents and heart attacks, and need someone to help you, international students should immediately call 911 emergency rescue, call an ambulance. If you dial the phone, police cars and ambulances will arrive in time, even if you don't speak. You must make an appointment to see a doctor in the United States. First of all, you have to choose a primary doctor, before the appointment, the medical service may send you a new patient to register and fill out the information to be returned promptly. If accepted as a new patient, you will also need to tell Medicare the name of the primary doctor you have chosen so that insurance will pay. There are many hospitals in the United States, and for students who have just arrived in the United States, sometimes they do not know how to go to the doctor. Under normal circumstances, the insurance will also designate some hospitals, international students can seek treatment in these hospitals. At the same time, the United States, New York, Los Angeles, old China City and other cities have a lot of Chinese opened clinics, from trauma, ear, nose and throat to surgery, acupuncture, etc., all available, and the charge is low. International students can find information about these clinics in the classified ads of the World Journal, a Chinese-language newspaper that distributes in the United States, as well as in the classified ads in the local book. Without medical insurance, a single visit to a doctor in the United States can strain international students financially. Generally speaking, American colleges and universities have international students insurance system, international students can buy medical insurance at the time of enrollment, the premium is generally 300-600 US dollars per year. Overseas study experts said that because the insurance bought on campus is relatively large, it often only includes some compensation for routine medical treatment, and the amount of compensation is not too large. In case of a serious illness in the United States, the school's basic medical insurance can not cover all the costs, so for international students with special needs, it is best to buy additional insurance outside the school. Secondly, once you have determined the appointment time, you must be on time and can't be late. If you can't go for some reason, you must call to cancel or reschedule the appointment 24 hours before, otherwise you will be fined. Thirdly, you must bring your ID and health insurance card when you seek medical treatment. Many medical bills in the United States are negotiable. Experts remind, first, you must take the initiative to ask, in general, if the patient to the hospital's financial department personally bargaining, usually can get a 70% discount. Second, in the course of treatment, you can advise the doctor to choose a low-cost option. Third, if you need someone to adjust your bill, talk to your medical manager. Fourth, you can get a better discount by choosing cash. Fifth, look carefully at bills and insurance policies. Be like a detective and read every item on insurance policies and medical bills. If in doubt, proactively call the hospital and insurance, ask every question, keep a record, and don't pay what you're billed for.